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The mortgage broker simplifying home financing.

LendFriend Mortgage combines real loan expertise with modern technology to make every mortgage simple.

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Trusted by Thousands to Deliver Smarter Home Financing Solutions.

LendFriend Mortgage specializes in everything from straightforward conventional loans to complex Non-QM loans like self-employed mortgages, asset-depletion loans, and crypto-backed mortgages. We make complex mortgages simple—and simple ones even easier.

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Zillow (1)

BBB Rating: A

5 Stars
507 Reviews on Google

4.93/5 Stars
119 Reviews on Zillows

Trusted by Thousands to Deliver Smarter Home Financing Solutions.

LendFriend Mortgage specializes in everything from straightforward conventional loans to complex Non-QM loans like self-employed, asset-depletion, and crypto-backed mortgages. We make complex mortgages simple—and simple ones even easier.

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BBB Rating: A

Google-Review-Logo-1

5 Stars
494 Reviews on Google

Zillow (1)

4.93/5 Stars
119  Reviews on Zillow

Your Mortgage Broker For Home Buying and Refinancing

Buying a home or refinancing a mortgage is about more than rates, it’s about understanding your options and choosing the right home loan with confidence. As an experienced mortgage broker, LendFriend helps buyers and homeowners compare loan programs, evaluate refinancing strategies, and make informed decisions using real data—not guesswork.

Our calculators, rate updates, and educational resources are built to support every stage of the mortgage process, whether you’re purchasing a home for the first time or refinancing to improve your financial position.

Loan Programs to Suit Every Borrower's Needs

At LendFriend Mortgage, we specialize in Non-QM loan programs that help borrowers qualify using assets, alternative income, equity, and real-world financial strength, not just W-2s and tax returns.

Whether you’re self-employed, leveraging your retirement assessments and stock portfolio, relocating before selling, or simply don’t fit inside a traditional lender's narrow box, we help you secure a loan where others say no. Our expertise is matching complex borrower profiles with the right lending solution, efficiently, transparently, and competitively.

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Asset Depletion Loans

Leverage your assets to qualify for your dream home with an asset depletion mortgage. Use your bank accounts, investment portfolios, and retirement funds as income. Our asset-based lending solutions are ideal for high net worth individuals with non-traditional income.

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Crypto-Backed Mortgages

Buy a house with bitcoin without selling a token using crypto-backed mortgages! No income needed. Qualify to buy your dream home using just your Bitcoin and Ethereum holdings

 

 

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Self Employed Mortgages

Getting a mortgage for self employed income shouldn't be so hard. We make it easy with self employed mortgage options that don’t require tax returns or W2s. Use your bank statements to qualify—no red tape, just real solutions.

 

 

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Stock RSU

RSU Mortgages

Utilize your Restricted Stock Units to qualify for a mortgage without waiting or cashing out shares. Our RSU mortgage program recognizes vested stock grants as income, giving those with equity-compensation a faster path to homeownership.

 

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Buy Before You Sell

Move into your new home before selling your current one with our  Buy Before You Sell program. Unlock your equity upfront or drop your DTI to avoid contingent offers, and buy with confidence—without the stress of timing two closings.

 

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Unlock Lower Mortgage Rates & Save: Transparent Loans, Zero Hidden Fees, Happy Borrowers

We help homebuyers and homeowners save big with competitive mortgage rates and zero hidden fees. From your first home purchase to your next refinance, we make the process simple, transparent, and cost-effective. Our tech-driven platform cuts out the fluff and reduces overhead — which means more savings for you.

No application fees. No undisclosed discount points. Just smart tools, expert advice, and a clear path to understanding your monthly mortgage payments and long-term interest costs. Most of our clients close in under three weeks, without the usual stress. If you’re ready for a better, faster, more affordable mortgage experience, let’s talk.

Low Interest Rate Guarantee

Get an even lower interest rate at LendFriend Mortgage.

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WHY CHOOSE LENDFRIEND?

At LendFriend Mortgage, we’re more than just a lender — we’re your trusted mortgage broker in Texas and across the U.S., dedicated to securing you the right mortgage rate with no hidden fees. Whether you're buying in Austin, Denver, Orlando, Raleigh, or anywhere across the country, our user-friendly technology and transparent process make it easy to compare mortgage options, get pre-approved, and close quickly.

Around the Clock

We’re here 7 days a week, 365 days a year to help you compare mortgage rates, get pre-approved, and move forward with confidence to buy or refinance your home on your timeline.

Loan Options

We offer a wide range of home loan programs, including FHA, VA, jumbo, conventional and  Non-QM loans— so you can find the best fit.

100% Customer Satisfaction

500+ five-star reviews on Google, Zillow, and Yelp say it all—our clients know we’re the best mortgage lender or mortgage broker in Texas. 

Competitive Rates with No Points

LendFriend Mortgage offers amazingly low rates with no points.

Personalized Mortgage Guidance

You’ll work closely with a dedicated mortgage expert who helps you compare loan programs, understand mortgage terms, and navigate the financing process with clarity and confidence.

Close in as little as 10 business days

Our process is built for speed. Most clients close their home loan in just 3 weeks, and if you need to close even faster, we can make that happen too!

See Why Homebuyers and Homeowners Consider Us The Best Mortgage Broker

5/5 Star Reviews on Google, Zillow, and Experience.

Google 5-stars
  • Eric, Morgan, Crystal, and the entire LendFriend team were the perfect mortgage partners for us. They were incredibly informative, supportive, flexible, and understanding throughout the process. Every question we had was met with clear answers and thoughtful guidance, and they kept us proactively updated at every step. After comparing a few different lenders, we realized that working with a brokerage was the best choice. I highly recommend them for their transparency, speed, and excellent execution end to end.
    Alisha T.
    Relocating From CA to TX
  • We worked with the LendFriend team and could not recommend it more. As first time home buyers, there is a lot to learn - and LendFriend know how to share their knowledge with patience and professionalism.For anyone considering working with them, just go ahead and give them a call. You will not regret it.
    Jesper Holdensen
    First Time Homebuyer
  • I had been looking for a house for 2-3 years and while it was a journey as a business owner with a difficult financial situation this company did what 6 others could not. They got me a jumbo loan based off my business income and when I needed more they just made it happen twice. This process of funding can be extremely difficult and basically a blow to the ego but Eric and his team are literally magicians and my fiancee and I are now closed on out dream house. I recommend them whole heartedly
    Shawn Tassone, MD, PhD
    Self-Employed Borrower
  • Wow my husband and I were truly impressed with how easy the LendFriend team made our home buying experience. Eric and his team took extra care in explaining and outlining each step -- a real customer first experience. On top of that, each member of the team was incredibly knowledgeable, organized, and responsive; resulting in an expeditious close! The website promise of working around the clock to support you is 100% factual, we had staff answering questions late night and weekends. The entire team was a real pleasure to work with, so if you are looking for a mortgage broker look no further, LendFriend is the team for you! They will give you peace of mind, get you the best rates, and make you feel confident when buying your home :)
    Sarah Carr
    First Time Homebuyer
  • I have purchased 8 houses in 23 years and have never had an easier closing. Eric and his team have streamlined the process and were a pleasure to work with. They also saved us a lot of money on closing. I highly recommend LendFriend and his team.
    April Magnia
    Seasoned Homebuyer
  • Eric and LendFriend saved the day! We had a lender who struggled so terribly that the sellers were willing to put their property back on the market. Our realtor pulled the deal from the ashes and we chose LendFriend to make it right quickly. We closed a million plus VA loan in 3 weeks and now have our forever home. Thank you LendFriend, Eric, and Morgan!
    Brian Sanford
    VA Jumbo Loan
  • Highly recommend LendFriend!!! As daunting as the process can be to get pre-approved for a mortgage loan, the entire team was great that we worked with that got us to the finish line. Each team member helped us in clearly communicating each step to ensure every step was smooth, in addition being available for a quick call to walk through our questions and concerns when needed. LendFriend was also very competitive with rates and dropped our interest rate last minute right before we closed! They got the job done and made it as stress free as possible.
    Ingrid Eichenberger
    Took Advantage of Rate Float Down
  • Eric and his team was so amazing! They were so responsive and helped us come up with great strategies along the way! Eric would respond literally at any time of the day and they were able to help us manage a really quick close! We are so grateful for their support!!
    Jo Reyes
    First time homebuyer
  • If you are looking to get the best mortgage possible, Michael and his team at LendFriend are the best! They saved me over $20K in fees and interest rates over the past year. I truly value their transparency and domain knowledge. Michael and his team were always responsive to any questions I had throughout the process. I look forward to working with them again for any subsequent mortgage need!
    Zach Perry
    Repeat Borrower & Veteran

Stay in the Know With The REcap

Weekly Mortgage Rates & Housing Market Insights from LendFriend

Get expert insights on mortgage rates, housing trends, and real estate news delivered to your inbox every week. Click the link below to sign up today or explore our full newsletter archive to see our past editions

Want to learn more?

And our Learning Center gives you access to everything you need to know about buying a home and the ins and outs  of refinancing. Read some of our favorite articles below.

Contact us today to get a custom rate quote in less than 2 minutes!